Instant Breakdown Cover

When you’re on the road, something unexpected can happen, such as a flat tire or an overheated engine. Making sure you have breakdown cover in place is generally considered a good idea.

Instant breakdown cover can offer assistance in the event you do not have a policy in place, allowing you and your vehicle to avoid being stranded.

What is instant breakdown cover?

You can buy instant breakdown cover at the roadside if your car breaks down and you don’t have a breakdown policy. Your new provider will send a mechanic to come and fix your car.

There is no instant breakdown cover that can be purchased online. You must speak with an advisor over the telephone.

If you call the emergency number posted on the provider’s website, someone will come to assist you. Emergency numbers are manned 24 hours a day, 365 days a year.

How do I buy instant breakdown cover?

You can’t buy immediate cover online; instead, you need to call an advisor. You can find the numbers of the top providers below:

• The AA – 0800 88 77 66
• RAC – 0330 159 8743
• Green Flag – 0800 400 600

Alternatively, if you’re not stuck or broken down on the roadside – you can buy breakdown cover through our website here.

How much does instant breakdown cover cost?

Instant coverage typically comes at a higher cost compared to standard breakdown policies. In certain instances, providers may impose a one-time fee of up to £110, in addition to the expenses associated with enrolling in a new policy.

Now, let’s explore the details of what these coverage packages may encompass:

1. Single Call-Out: This option provides coverage for a specific, one-time call-out. It includes essential roadside assistance to rescue both you and your vehicle during that particular incident. However, it’s important to note that once you’ve utilized this call-out, your coverage concludes.
2. Basic Instant Coverage: Some providers offer immediate assistance for breakdowns, coupled with coverage for an additional call-out within a year.
3. Full Membership Policy: On the other hand, some providers may require an annual commitment. In such cases, they might charge an extra fee for instant coverage.

It’s worth highlighting that certain breakdown service providers enhance their offerings with membership benefits. For example, you might come across options that provide unlimited call-outs. While these choices may come with a higher price tag, they can offer significant peace of mind, particularly if you’ve experienced the financial burden of unforeseen breakdowns.

If my car breaks down, what should I do?

You can prevent breakdowns by regularly servicing your vehicle and checking things like your oil and tyres. Nonetheless, even the best-maintained cars can breakdown.

You should turn on your hazard lights while driving on a motorway, pull over, and pull as far away from traffic as possible, either by exiting or moving onto the hard shoulder.

All occupants of the vehicle should get out (move behind the crash barrier or to the verge if you are on the hard shoulder). Do not attempt to fix the problem yourself. Call for help.

Some providers can arrive within 45 minutes, but most aim for an hour. Before you buy a policy, ask your provider about the average response time so you avoid any lengthy waits.